Head Content Writer
Head of Bridging & Commercial
Self-build mortgages can be complex and difficult to get your head around. But help is at hand - at Echo Finance, there are members of our team who specialise in this very area and can offer the bespoke guide you need when applying for finance to build your own home.
Here you can find out more about our self-build mortgage brokers, including who they are, what services they can provide and how much it costs to enlist their help.
What is a self-build mortgage broker?
A self-build mortgage broker is a mortgage adviser with specific expertise in self-build finance. They specialise in helping people secure finance to build their own properties and have knowledge, experience and lender contacts that regular mortgage brokers often lack.
Because self-build mortgages can be less straightforward that standard residential lending, seeking specialist advice is usually a better alternative to using a generalist broker.
What makes self-build mortgage brokers different?
Besides having specialist self-build mortgage knowledge that regular mortgage brokers tend to lack, a self-build mortgage adviser can offer tailored support for self-building applicants.
By choosing one of these brokers, you can access the following bespoke services:
Expert advice tailored to the needs of self-builders
Guidance on whether to choose arrears or advance funding
Access to specialist self-build lenders who don’t work directly with the public
The potential to secure exclusive rates and deals
Bespoke advice about self-build insurance
A rundown of the best alternatives to self-build mortgages
If you’re applying for a self-build mortgage, these factors can be the difference between getting the best deal available and paying over the odds for an often-costly type of finance.
Who are our self-build mortgage brokers?
Several members of the Echo Finance team have experience arranging self-build mortgages but we have advisers on our books who truly specialise in it.
Among them is Chris Duckworth - he is our Head of Bridging and Commercial and working in this role has helped him hone the skills needed to advise self-builders effectively.
Any self-build enquiries that come through to Echo are usually handled by Chris, or one of our team under his guidance. He has deep working relationships with specialist self-build mortgage lenders and can often negotiate exclusive rates and deals with them.
You can find out more about Chris and the rest of our team in our mortgage broker directory.
What kind of reviews do you self-build mortgage brokers have?
Echo Finance always aims to provide a five-star service - whether you’re applying for a self-build mortgage through us, a standard residential remortgage or something else entirely - and our glowing feedback on leading reviews platforms reflects that.
You can read some of the reviews we have received from our customers, including self-build mortgage applicants, below:
Speak to a self-build mortgage broker today
If you need the services of a mortgage adviser who understands the nuances of self-build mortgage lending criteria, Echo Finance has you covered. Several brokers on our team can provide mortgage advice in this niche, as well as:
Access to specialist self-build mortgage lenders with exclusive deals
Experience in arranging all types of self-build mortgages
Support for both first-time builders and experienced developers
A free initial consultation with no obligation to proceed
Ready to take advantage of a free, no-obligation chat with a broker who specialises in self-build mortgages? Get started here.
FAQs
Your initial consultation with one of our self-build mortgage brokers will be free with no obligation to take things any further. There will be a broker fee if you choose to proceed but this is payable at the end, upon successful completion of your mortgage application.
The exact fee you are charged will be fully clarified if your free consultation and you can expect it to be a small percentage of the mortgage amount. Please note that fees for self-build mortgages are usually higher because of the specialist nature of them.
Find your local adviser
- Residential mortgages: Everything from fixed-rate to tracker mortgages for first-time buyers, homemovers and remortgage borrowers
- Specialist mortgages: For borrowers who fall outside of standard lending criteria, including people with bad credit, self-employed professionals and more
- Later-life lending: Including advice on equity release, mortgages for pensioners and retirement interest only (RIO) mortgages
- Bridging & Commercial: We have specialist advisors on hand for commercial mortgages, bridging loans, development finance and more
- Insurance & Protection: Including life, home and critical illness cover for families and individuals, as well as landlord and business protection insurance
Echo Finance is regulated by the Financial Conduct Authority and is reviewed annually by an independent compliance company. All of our brokers and advisers hold industry-standard qualifications, such as CeMAP, CeRER and DipMap, where required.
We are committed to providing advice through the channels that best suit your needs. Our brokers can provide advice via phone, email, video and web chat from anywhere in the UK, but we also aim to offer face-to-face appointments for those who request them.