Applying for a mortgage in the UK can be daunting if English is not your main spoken language, but don’t worry, the multi-lingual team at Echo Finance can help.
Our brokerage is home to advisers who are fluent in languages including Punjabi and Urdu, so if you need a mortgage and either of these is your native tongue, support is at hand.
How to find a Punjabi or Urdu-speaking mortgage broker
At Echo Finance, there are mortgage brokers on our team who are fluent in Punjabi and Urdu. They are able to guide you through the entire mortgage process in either language.
To connect with a mortgage adviser who speaks these languages, simply make an enquiry with us and specify which language you’d prefer your application to be completed in.
We will match you with a broker who speaks Punjabi or Urdu and you will then be offered a free, no-obligation chat with them, conducted in the language of your choosing.
Who are your Punjabi and Urdu advisers?
Several members of our adviser network are fluent in other languages and specialise in arranging UK mortgages for people whose first language isn’t English.
Mortgage brokers at Echo Finance who speak these languages include:
Abdul Hamid: A senior mortgage & protection adviser with over 15 years’ experience who speaks Punjabi and Urdu as well as English. His areas of expertise include mortgages, protection insurance and wills and estate planning.
Aman Chopra: A senior mortgage & protection adviser who has been working in the industry for over two years. He speaks Punjabi, Hindi and Urdu as well as English and can assist with all of your mortgage and protection insurance needs.
Inder Ghai: A senior mortgage & protection adviser with over 18 years’ experience, Inder speaks Hindi and Punjabi as additional languages and can help with all of your mortgage and protection insurance requirements.
Turesh Kajla: A senior mortgage & protection adviser who has been with Echo Finance for a year, Turesh speaks Punjabi as an additional language and can advise on mortgages and protection insurance.
You can read more about the advisers in the Echo Finance network and the additional languages they speak by heading over to our broker directory.
Why use a broker who’s fluent in your native language?
If your first language is Punjabi or Urdu, there are many benefits to using a broker fluent in that tongue when applying for a mortgage. The main advantages include:
Clarity: The mortgage process can be complex so important details can get lost in translation if it isn’t carried out in your native language. With a broker who speaks Punjabi/Urdu on your side, you will have a firmer understanding of the process.
Empathy and understanding: Our mortgage brokers who speak Punjabi/Urdu aren’t just fluent in these languages, they are part of these communities, and therefore have a deep understanding of the needs of others who belong to them.
Bespoke deals: Due to having a firm understanding of the requirements of members of the Punjabi/Urdu, our mortgage brokers who belong to their communities can often arrange bespoke deals for clients that are tailored to their personal preferences.
Saves you time: You will likely navigate the mortgage process much faster with a broker who speaks your language on your side. There will be no language barrier when completing your paperwork and consulting with your mortgage lender.

Services our multilingual mortgage brokers offer
Our mortgage brokers offer advice on the following products in multiple languages:
Will writing and estate planning
Other types of property finance
If you require specialist advice in areas such as commercial mortgages, we have advisers available for this and our multilingual brokers will liaise with them to help them support you.
How much their services cost
Our mortgage brokers won’t charge an extra fee to deliver their advice in Punjabi or Urdu and your first consultation with them will be free with no obligation to proceed.
During that initial chat, your broker will break down exactly how much their services will cost if you choose to go ahead. You won’t be charged anything upfront, but will be billed for a broker fee at the end of the mortgage process, based on a small percentage of the loan.
The exact percentage you will be charged will depend on the complexity of the deal. For instance, if you have bad credit or complex income, your broker fee may be higher.
Speak to a Punjabi or Urdu mortgage broker today
If you need the services of a mortgage adviser who speaks fluent Punjabi or Urdu, Echo Finance has you covered. Several brokers on our team are multilingual and can provide mortgage advice in these tongues. Here are just some of the reasons to choose us:
Our brokers can provide advice in your preferred language
They can potentially help you save time and money
No extra fee for their translation services
Your first consultation will be free
Ready to take advantage of a free, no-obligation chat with a broker who specialises in Punjabi or Urdu mortgages to find out how much you could save? Get started here.
FAQs
All of our mortgage brokers cover the whole of the UK. Regardless of where they are based, they can arrange mortgages all over the country through phone, video chat and email.
If you require a face-to-face appointment, some of our brokers will cater for this where appropriate. See our mortgage broker directory to find your local adviser.
Find your local adviser

- Residential mortgages: Everything from fixed-rate to tracker mortgages for first-time buyers, homemovers and remortgage borrowers
- Specialist mortgages: For borrowers who fall outside of standard lending criteria, including people with bad credit, self-employed professionals and more
- Later-life lending: Including advice on equity release, mortgages for pensioners and retirement interest only (RIO) mortgages
- Bridging & Commercial: We have specialist advisors on hand for commercial mortgages, bridging loans, development finance and more
- Insurance & Protection: Including life, home and critical illness cover for families and individuals, as well as landlord and business protection insurance
Echo Finance is regulated by the Financial Conduct Authority and is reviewed annually by an independent compliance company. All of our brokers and advisers hold industry-standard qualifications, such as CeMAP, CeRER and DipMap, where required.
We are committed to providing advice through the channels that best suit your needs. Our brokers can provide advice via phone, email, video and web chat from anywhere in the UK, but we also aim to offer face-to-face appointments for those who request them.