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  • Mortgage Broker (Self-Employed) - Experienced / Retainer Option

About Echo Finance

We are a Directly Authorised, Nationwide, Whole of Market Mortgage and Protection firm based in Mirfield, West Yorkshire, trading since 2012. We prideourselves on offering market-leading technology, support, and commission structures for ambitious advisers.

Who We’re Looking For

We are seeking experienced mortgage advisers who:

  • Already have a client bank
  • Require a monthly retainer to move firms
  • Want to become a Whole of Market adviser or continue expanding their
    business

Important: To qualify for a retainer, advisers must have their own client bank. The retainer is paid monthly based on your written business.

Location

  • Nationwide – Work remotely from anywhere in the UK. Conduct appointments via phone or video, whichever suits you.

Remuneration

  • Self-generated leads: Up to 80% of completed income

  • Leads provided by Echo Finance: Up to 40%

  • Appointments provided by Echo Finance: Up to 35%

  • Retainer: Paid monthly to qualifying advisers with their own client bank, based on written business

Why Work With Us?

  • No network fees and market-leading commission terms

  • Quick setup and onboarding

  • Access to hundreds of mortgage enquiries daily via LeadCrowd.com

  • Proprietary tools: Echo CRM, MoneyHelpdesk.com, and bespoke website for self-generated leads

  • Directly authorised with full lender panel, including lenders not available to other brokers (e.g., HSBC, Clydesdale)

  • Up to 60 free leads per month; discounted leads for self-generation

  • Comprehensive training and ongoing support

  • Flexible remote working

Requirements

  • Full CeMAP or equivalent qualification

  • Minimum 12 months mortgage advising experience (Whole of Market experience not required)

  • Own client bank to qualify for retainer

  • Proven ability to write mortgage business consistently

  • Ability to work remotely

  • Strong communication and interpersonal skills

  • A genuine desire to grow your own business with our guidance

Rewards

  • Self-employed status with remote working flexibility

  • Realistic and provable earnings of £50k in year one, £100k+ from year two onwards

  • Income derived from broker fees, protection income, solicitor/will referral fees, and intercompany referrals – all with no network deductions

  • Retainer paid to experienced advisers based on written business

  • Full support, training, and technology to build and grow your own book of business

Apply for this position

If you are an experienced adviser looking for a better platform, retainer support, and market-leading commission, we want to hear from you.

.pdf, .doc, .docx - 5mb or less

.pdf, .doc, .docx - 5mb or less

Business you can write

Mortgage brokers can write the following types of business at Echo Finance:

  • All residential mortgage types

  • Buy-to-let and commercial mortgages

  • Bridging loans

  • Secured loans

  • Protection insurance

  • Later-life finance

  • Property Insurance
  • Will & Estate Plans

Why work at Echo Finance?

There are many reasons why top candidates choose Echo Finance as their permanent home. As well as providing flexible, remote employment on a self-employed basis for advisers who value freedom, we offer the following perks:

Generous remuneration

  • Up to 80% commission on self-generated leads
  • Up to 40% commission on leads provided by Echo Finance
  • Unlimited leads provided (if you need them)
  • No network top slicing, loaded premiums or deductions due to DA status

Deal sweeteners

  • We build YOU your own lead generation website for YOUR own business
  • Our in house SEO writers will provide your website with new content weekly
  • Remote video induction courses designed to get you and your business up and running
  • Ongoing training and development opportunities

Work with the best in the business

  • Echo Finance are Directly Authorised and on panel with every UK lender & Insurer
  • We own other leading brands including MoneyHelpdesk.com and LeadCrowd.com
  • We also operate Echo CRM, a custom-built CRM system for brokers
  • Discounted leads available from LeadCrowd (if you wish to self-generate)

Not seeing the right position for you or no current vacancies?

If you think you can add value to our team we’d love to hear from you. Please register your interest for future roles by emailing careers@echofinance.co.uk and attaching your CV.

We’ll keep your records on file and contact you as soon as a suitable position arises.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Legal Information

Echo Finance Limited is registered in England and Wales (6939070) and is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (570073). The Guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. We are a credit broker, not a lender. ICO Z3021614.

Our registered office is The 1812 Building, Wheatley Park, Mirfield, West Yorkshire, WF14 8HE.

The Financial Conduct Authority does not regulate Will Writing, Estate Planning and some forms of Mortgages.

The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances.

Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: www.financial-ombudsman.org.uk.

Echo Finance and its branding are registered trademarks with the Intellectual Property Office under numbers UK00004153470 and UK00004153463.

Terms & Conditions

We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

At Echo Finance, we strive to provide informative guides and tips, however, please note that you use the information provided at your own risk. We cannot be held liable for any issues that arise from using the information provided.

The information found on our website is not tailored advice specifically for each individual reader and therefore should not be taken as financial advice.

Our team is updated regularly to keep up with changing lender criteria and policies, so be sure to contact one of our advisors for accurate up-to-date information. All of the advisors we work with are qualified to provide advice and partner with firms authorised and regulated by the Financial Conduct Authority. These specialists are regulated professionals who can provide tailored advice that fits your needs.

© 2026 All Rights Reserved by Echo Finance Limited.