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Thomas Javanaud

Mortgage & Protection Adviser, Echo Finance

Thomas is a mortgage and protection adviser committed to helping clients secure the best mortgages on the market. Given life’s challenges, he is equally passionate about protecting clients’ financial stability by recommending specific insurance policies to cover against a range of risks, including, but not limited to, loss of ability to work, serious illness, or death.  

He holds the Diploma in Regulated Financial Planning (DipPFS) from the Chartered Insurance Institute as well as CeMAP from the London Institute of Banking & Finance. His educational background in Philosophy and Logic (London School of Economics), combined with his two decades of finance expertise, enables him to offer an adept approach to mortgage and protection advice.

By taking the time to understand the intricacies of each client’s circumstances through detailed Fact-Finding, he can secure the most cost-effective mortgage available to them. Residential mortgages (purchases and remortgages), first-time buyer mortgages, and buy-to-let mortgages (individual and limited company) are among the most common mortgage types he works on, yet he is always ready to take on a challenge and assist clients with more complex mortgages. Geographically, Thomas supports clients nationwide, yet he spends most of his professional and personal time in Manchester and London.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Legal Information

Echo Finance Limited is registered in England and Wales under company number 06939070. Our registered office is The 1812 Building, Wheatley Park, Mirfield, West Yorkshire, WF14 8HE.

Echo Finance Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 570073. We are a credit broker, not a lender. ICO registration number: Z3021614.

The information on this website is intended for customers based in the United Kingdom and is subject to the UK regulatory regime.

The Financial Conduct Authority does not regulate will writing, estate planning and some forms of mortgage lending.

The information on this website is for general information only and does not constitute personal financial advice. Any rates, figures or examples shown are for illustrative purposes only. Actual products, rates and terms will depend on your individual circumstances and lender criteria.

If you have a complaint and we are unable to resolve it to your satisfaction, you may be able to refer your complaint to the Financial Ombudsman Service. Further information is available at www.financial-ombudsman.org.uk.

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Important Information

We conduct both regulated and unregulated business. Not all products and services available through us are regulated by the Financial Conduct Authority.

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For regulated mortgage advice, we offer a comprehensive range of mortgages from across the market. We are not limited in the range of mortgages we will consider for you, but we do not consider deals that are only available by going direct to a lender.

For commercial finance, bridging finance, development finance and other specialist lending, we work with a broad and regularly reviewed panel of lenders.

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